Types of Loans

Loan Product Options

  • USDA, FHA, VA, Conventional
  • 10, 15, 20 and 30 year terms
  • Fixed and adjustable rates offered
  • Purchase and refinance options
  • 2nd Mortgages
  • Rural property loans
  • Vacant/Recreation land loans
  • Hobby farm loans
  • Down payment assistance options

Guaranteed Rural Housing

  • $0 Downpayment required
  • No first time homebuyer restrictions and no purchase price limitations!
  • Eligibility
    • Must have an adjusted household income that is within Rural Development guidelines based on the
      • number of persons who will occupy the house
    • Property must be a primary residence
    • Property must be locaed in an eligible area

First-time Homebuyer Program with

Wyoming Community Development Authority

  • Down payment assistance available from WCDA
  • 10 acres max
  • Must have an adjusted household income that is within WCDA guidelines 
  • Certain purchase price limitations apply depending on the county where you will purchase your home